Loan Application Checklist

To help you gather the documentation needed for your loan pre-approval or approval, please use the following checklist:

General:

• Pay stubs for the last 30 days
• Lender names, addresses, account numbers, balances and monthly payments for all current loans
• Estimated values for personal property and furniture.

For the last two years:

• Signed federal income tax returns
• W-2 or 1099 forms.

For the last three months:

• Bank statements
• Retirement account statements
• Mutual fund and stock account statements.

Copies of:

• If you are selling another home, a copy of the listing agreement
• If you sold another home, the closing statement on that transaction
• Homeowners insurance information
• Current rental agreements, if you own rental property
• Gift letter and copy of check, if applicable
• Separation, divorce and child support documentation, as applicable
• Photo ID and proof of social security number
• Pension award letter, if you are retired
• Social security award letter, if you receive social security.

Explanation of:

• Source of down payment and closing costs, including supporting documentation
• Late, slow or no payments on your credit report.

If you are self-employed:

• Signed copies of last two years’ business tax returns with schedules
• Year-to-date profit & loss statement
• Personal financial statement.

Don’t know where or how to start the pre-approval process? Don’t worry.

Tell us a little about yourself and we can help you get started. We have trusted mortgage professionals of the highest caliber on our team.